Privacy Policy
Last updated: October 2026. How we protect your family's personal and financial records with strict non-commercial privacy principles.
1. Our Core Privacy Commitment
Smart Finance Family Manager (SFFM) operates on a fundamental principle: your family's financial transactions belong strictly to your family. We do not monetize user data, sell records to third-party advertising networks, or share financial behaviors with loan or credit card companies.
2. Information You Provide
We collect only the information you voluntarily submit to operate your account:
- Account Details: Name, email address, optional phone number, and account role (Family Head, Member, Viewer).
- Financial Entries: Transaction amounts, transaction dates, category tags, payment modes (Cash, UPI, Card, Net Banking), and optional UPI reference identifiers or notes.
- Budget & Goal Targets: Monthly spending limits per category and savings goal milestone amounts.
3. Information We NEVER Collect
SFFM does not require or collect bank account numbers, netbanking usernames or passwords, debit card PINs, CVV codes, or OTPs. Furthermore, we never request device SMS read permissions.
4. How Your Information is Used
Information stored in SFFM is strictly used to:
- Calculate your shared household balances and cash flow totals.
- Display interactive visual charts and category spending doughnuts on your dashboard.
- Enforce category budget percentage thresholds and display warning meters.
- Generate downloadable PDF financial summaries for your personal records.
5. Data Security & Storage
User credentials and sessions are authenticated via Supabase Auth with bcrypt hashing and encrypted JSON Web Tokens. Database storage utilizes Supabase PostgreSQL secured with kernel-level Row Level Security (RLS) policies, ensuring records are strictly partitioned and accessible solely by verified members of your family unit.
6. Data Rights, Export & Deletion
You retain complete ownership over your data. You may download your itemized history via PDF export at any time. If you wish to permanently delete your account, family unit, and all associated financial records, you can execute a full permanent purge through the Profile Settings tab.
7. Contact for Privacy Inquiries
If you have questions regarding this Privacy Policy or data handling practices, please contact our Customer Care team at smartfinancefamilymanager@gmail.com.